Rising bank concentration

Fil: D'Erasmo, Pablo. Universidad de San Andrés. Departamento de Economía; Argentina.

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Autor principal: D'Erasmo, Pablo
Otros Autores: Corbae, Dean
Formato: Tesis Tesis de maestría updatedVersion
Lenguaje:Inglés
Publicado: Universidad de San Andrés. Departamento de Economía 8/18
Acceso en línea:http://hdl.handle.net/10908/18488
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spelling I37-R143-10908-184882025-01-29T16:35:14Z Rising bank concentration D'Erasmo, Pablo Corbae, Dean Fil: D'Erasmo, Pablo. Universidad de San Andrés. Departamento de Economía; Argentina. Concentration of insured deposit funding among the top four commercial banks in the U.S. has risen from 15% in 1984 to 44% in 2018, a roughly three-fold increase. Regulation has often been attributed as a factor in that increase. The Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 removed many of the restrictions on opening bank branches across state lines. We interpret the Riegle-Neal act as lowering the cost of expanding a bank's funding base. In this paper, we build an industry equilibrium model in which banks endogenously climb a funding base ladder. Rising concentration occurs along a transition path between two steady states after branching costs decline. 8/18/2021 17:53Z 8/18/2021 17:53Z 2020-12 Tesis info:eu-repo/semantics/masterThesis info:ar-repo/semantics/tesis de maestría info:eu-repo/semantics/updatedVersion D'Erasmo, P. (2020). Rising bank concentration. [Tesis de maestría, Universidad de San Andrés. Departamento de Economía]. Repositorio Digital San Andrés. http://hdl.handle.net/10908/18488 http://hdl.handle.net/10908/18488 eng info:eu-repo/semantics/openAccess https://creativecommons.org/licenses/by-nc-nd/4.0/ application/pdf application/pdf Universidad de San Andrés. Departamento de Economía
institution Universidad de San Andrés
institution_str I-37
repository_str R-143
collection Repositorio Digital - Universidad de San Andrés (UdeSa)
language Inglés
description Fil: D'Erasmo, Pablo. Universidad de San Andrés. Departamento de Economía; Argentina.
author2 Corbae, Dean
author_facet Corbae, Dean
D'Erasmo, Pablo
format Tesis
Tesis de maestría
Tesis de maestría
updatedVersion
author D'Erasmo, Pablo
spellingShingle D'Erasmo, Pablo
Rising bank concentration
author_sort D'Erasmo, Pablo
title Rising bank concentration
title_short Rising bank concentration
title_full Rising bank concentration
title_fullStr Rising bank concentration
title_full_unstemmed Rising bank concentration
title_sort rising bank concentration
publisher Universidad de San Andrés. Departamento de Economía
publishDate 8/18
url http://hdl.handle.net/10908/18488
work_keys_str_mv AT derasmopablo risingbankconcentration
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