Seguros ante los cyber risks
The technological advance has generated enormous progress and changes in the lives of people, companies and governments in general. The globalization and dissemination of computers and the Internet has allowed more and more people, public bodies and companies to depend on the resources of automation...
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Formato: | Artículo publishedVersion |
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Universidad de Buenos Aires. Facultad de Derecho. Departamento de Publicaciones
2019
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Acceso en línea: | http://www.derecho.uba.ar/publicaciones/pensar-en-derecho/revistas/14/seguros-ante-los-cyber-risks.pdf http://repositoriouba.sisbi.uba.ar/gsdl/cgi-bin/library.cgi?a=d&c=pensar&cl=CL1&d=HWA_2972 http://repositoriouba.sisbi.uba.ar/gsdl/collect/pensar/index/assoc/HWA_2972.dir/2972.PDF |
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I28-R145-HWA_2972 |
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Universidad de Buenos Aires |
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I-28 |
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R-145 |
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Repositorio Digital de la Universidad de Buenos Aires (UBA) |
language |
Español |
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Seguros Cibercrímenes Derecho penal Derecho del consumidor Internet Delitos informáticos Criminalidad informática Insurance Cyber crimes Criminal law Consumer law |
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Seguros Cibercrímenes Derecho penal Derecho del consumidor Internet Delitos informáticos Criminalidad informática Insurance Cyber crimes Criminal law Consumer law Santana e França Santhiago, Elikah de Seguros ante los cyber risks |
topic_facet |
Seguros Cibercrímenes Derecho penal Derecho del consumidor Internet Delitos informáticos Criminalidad informática Insurance Cyber crimes Criminal law Consumer law |
description |
The technological advance has generated enormous progress and changes in the lives of people, companies and governments in general. The globalization and dissemination of computers and the Internet has allowed more and more people, public bodies and companies to depend on the resources of automation and integration. Theft, adulteration, the kidnapping of information, virtual extortion, identity theft among many others are crimes that cause damage to both companies and individuals. Many of them have not yet been faced by law. And even in the face of so many threats, the number of companies that hire insurance is still very small in the face of the rapid and constant growth of the damages that this type of crime can cause. It is known that anticipating the problem is still the best way to ensure personal and corporate data and that, there being no way to eliminate the occurrence of crimes requires the urgent acquisition of insurance solutions that mitigate the damage caused by them. The coverage offered by insurance against cybercrime should consider the various types of possible damage, from patrimonial, including data theft and money theft, to cases of liability of the insured company due to the undue disclosure of information from their clients, employees and products. Instead, insurers demand that companies make high investments in hardware, software, updated antivirus programs and highly qualified personnel to monitor, identify and eliminate attacks to their internal networks and to control access to the Internet. |
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Artículo Artículo publishedVersion |
author |
Santana e França Santhiago, Elikah de |
author_facet |
Santana e França Santhiago, Elikah de |
author_sort |
Santana e França Santhiago, Elikah de |
title |
Seguros ante los cyber risks |
title_short |
Seguros ante los cyber risks |
title_full |
Seguros ante los cyber risks |
title_fullStr |
Seguros ante los cyber risks |
title_full_unstemmed |
Seguros ante los cyber risks |
title_sort |
seguros ante los cyber risks |
publisher |
Universidad de Buenos Aires. Facultad de Derecho. Departamento de Publicaciones |
publishDate |
2019 |
url |
http://www.derecho.uba.ar/publicaciones/pensar-en-derecho/revistas/14/seguros-ante-los-cyber-risks.pdf http://repositoriouba.sisbi.uba.ar/gsdl/cgi-bin/library.cgi?a=d&c=pensar&cl=CL1&d=HWA_2972 http://repositoriouba.sisbi.uba.ar/gsdl/collect/pensar/index/assoc/HWA_2972.dir/2972.PDF |
work_keys_str_mv |
AT santanaefrancasanthiagoelikahde segurosanteloscyberrisks |
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1766022699709104128 |
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I28-R145-HWA_29722019-10-12 The technological advance has generated enormous progress and changes in the lives of people, companies and governments in general. The globalization and dissemination of computers and the Internet has allowed more and more people, public bodies and companies to depend on the resources of automation and integration. Theft, adulteration, the kidnapping of information, virtual extortion, identity theft among many others are crimes that cause damage to both companies and individuals. Many of them have not yet been faced by law. And even in the face of so many threats, the number of companies that hire insurance is still very small in the face of the rapid and constant growth of the damages that this type of crime can cause. It is known that anticipating the problem is still the best way to ensure personal and corporate data and that, there being no way to eliminate the occurrence of crimes requires the urgent acquisition of insurance solutions that mitigate the damage caused by them. The coverage offered by insurance against cybercrime should consider the various types of possible damage, from patrimonial, including data theft and money theft, to cases of liability of the insured company due to the undue disclosure of information from their clients, employees and products. Instead, insurers demand that companies make high investments in hardware, software, updated antivirus programs and highly qualified personnel to monitor, identify and eliminate attacks to their internal networks and to control access to the Internet. Fil: Santana e França Santhiago, Elikah de. Universidade Federale de Pernambuco (UFPE). Faculdade de Direito. Recife, Brasil Argentina Brasil Santana e França Santhiago, Elikah de 2019 El avance tecnológico ha generado enormes progresos y cambios en la vida de las personas, las empresas y los gobiernos en general. La globalización y la diseminación de ordenadores y de Internet han permitido que cada vez más personas, organismos públicos y empresas dependan de los recursos de la automatización y la integración. El robo, la adulteración, el secuestro de información, la extorsión virtual, el robo de identidad, entre tantos otros, son crímenes que causan daño tanto a empresas como a particulares. Muchos de ellos todavía no han sido enfrentados por la ley. Ante tantas amenazas, el número de empresas que contratan seguros sigue siendo muy pequeño ante el rápido y constante crecimiento de los perjuicios que ese tipo de delito puede causar. Se sabe que anticiparse al problema sigue siendo la mejor salida para asegurar los datos personales y corporativos y que, como no existe una forma de eliminar la ocurrencia de los crímenes, se hace necesaria la adquisición urgente de soluciones de seguros que atenúen los daños causados por ellos. La cobertura ofrecida por un seguro contra delitos cibernéticos debe considerar los diversos tipos de daños posibles, desde los patrimoniales, incluyendo robos de datos y de dinero, hasta los casos de responsabilidad de la empresa asegurada debido a la divulgación indebida de informaciones de sus clientes, empleados y productos. En cambio, las aseguradoras exigen que las empresas hagan altas inversiones en hardware, software, programas antivirus actualizados y en personal altamente calificado para monitorear, identificar y eliminar ataques a sus redes internas y para controlar los accesos a Internet. application/pdf 2314-0186 (impreso) 2314-0194 (en línea) http://www.derecho.uba.ar/publicaciones/pensar-en-derecho/revistas/14/seguros-ante-los-cyber-risks.pdf Seguros Cibercrímenes Derecho penal Derecho del consumidor Internet Delitos informáticos Criminalidad informática Insurance Cyber crimes Criminal law Consumer law spa Universidad de Buenos Aires. Facultad de Derecho. Departamento de Publicaciones info:eu-repo/semantics/openAccess https://creativecommons.org/licenses/by-nc-nd/2.5/ar/ Pensar en Derecho, a. 8, no. 14 Seguros ante los cyber risks info:eu-repo/semantics/article info:ar-repo/semantics/artículo info:eu-repo/semantics/publishedVersion http://repositoriouba.sisbi.uba.ar/gsdl/cgi-bin/library.cgi?a=d&c=pensar&cl=CL1&d=HWA_2972 http://repositoriouba.sisbi.uba.ar/gsdl/collect/pensar/index/assoc/HWA_2972.dir/2972.PDF |