Financial Inclusion and housing deficit in popular neighborhoods in Argentina

This paper addresses the problem financial exclusion and the housing deficit in informal settlements. It mainly proposes to position the need for production and creation of primary and systematic information as a means to achieve a suitable and holistic understanding of finance in vulnerable populat...

Descripción completa

Guardado en:
Detalles Bibliográficos
Autores principales: Carballo, Ignacio, Groos, María Lucía
Formato: Artículo publishedVersion
Lenguaje:Español
Publicado: IDEHESI 2021
Acceso en línea:https://ojs.econ.uba.ar/index.php/revistaCICLOS/article/view/2212
http://repositoriouba.sisbi.uba.ar/gsdl/cgi-bin/library.cgi?a=d&c=ciclos&d=2212_oai
Aporte de:
Repositorio Digital de la Universidad de Buenos Aires (UBA) de Universidad de Buenos Aires
id I28-R145-2212_oai
record_format dspace
spelling I28-R145-2212_oai2022-09-22 Carballo, Ignacio Groos, María Lucía 2021-12-28 This paper addresses the problem financial exclusion and the housing deficit in informal settlements. It mainly proposes to position the need for production and creation of primary and systematic information as a means to achieve a suitable and holistic understanding of finance in vulnerable populations. To this end, it presents the results of an unprecedented quantitative survey on financial inclusion and housing improvement, carried out on 109 people from two settlements of Buenos Aires with the collaboration of the Civil Association TECHO Argentina. The results present important differences with respect to the national average surveyed by the World Bank and other national surveys (CAF and BCRA), denoting the prevailing need to specifically study these populations for the good design of intervention policies. Our data conclude with the recognition of the renovation of housing as a potential channel for increasing multidimensional financial inclusion, as well as for reducing the qualitative housing deficit. El presente trabajo estudia la exclusión financiera y el déficit habitacional en barrios populares. Propone principalmente posicionar la necesidad de producción y creación de información primaria y sistemática como medio para alcanzar un abordaje idóneo y holístico en poblaciones vulnerables. Para ello, expone los resultados de una encuesta cuantitativa en materia de inclusión financiera y mejoramiento de la vivienda, realizada a 109 personas de dos barrios de la Provincia de Buenos Aires con la colaboración de la Asociación Civil TECHO Argentina. Los resultados presentan importantes diferencias respecto del promedio nacional relevado por el Banco Mundial y otras encuestas nacionales (CAF y BCRA), denotando la necesidad imperante de estudiar específicamente estas poblaciones para el buen diseño de políticas de intervención. Los datos concluyen con el reconocimiento de la refacción de la vivienda como canal potencial para el aumento de la inclusión financiera multidimensional, así como también para la reducción del déficit habitacional cualitativo. application/pdf https://ojs.econ.uba.ar/index.php/revistaCICLOS/article/view/2212 spa IDEHESI https://ojs.econ.uba.ar/index.php/revistaCICLOS/article/view/2212/2969 Derechos de autor 2021 Ciclos en la Historia, la Economía y la Sociedad http://creativecommons.org/licenses/by-nc-sa/4.0 Cycles in history, economy and society; No 56 (2021): 1st. Semester; 79-120 Ciclos en la Historia, la Economía y la Sociedad; Núm. 56 (2021): 1er. Semestre; 79-120 1851-3735 0327-4063 Financial Inclusion and housing deficit in popular neighborhoods in Argentina Inclusión financiera y déficit habitacional en barrios populares de Argentina info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion http://repositoriouba.sisbi.uba.ar/gsdl/cgi-bin/library.cgi?a=d&c=ciclos&d=2212_oai
institution Universidad de Buenos Aires
institution_str I-28
repository_str R-145
collection Repositorio Digital de la Universidad de Buenos Aires (UBA)
language Español
orig_language_str_mv spa
description This paper addresses the problem financial exclusion and the housing deficit in informal settlements. It mainly proposes to position the need for production and creation of primary and systematic information as a means to achieve a suitable and holistic understanding of finance in vulnerable populations. To this end, it presents the results of an unprecedented quantitative survey on financial inclusion and housing improvement, carried out on 109 people from two settlements of Buenos Aires with the collaboration of the Civil Association TECHO Argentina. The results present important differences with respect to the national average surveyed by the World Bank and other national surveys (CAF and BCRA), denoting the prevailing need to specifically study these populations for the good design of intervention policies. Our data conclude with the recognition of the renovation of housing as a potential channel for increasing multidimensional financial inclusion, as well as for reducing the qualitative housing deficit.
format Artículo
publishedVersion
author Carballo, Ignacio
Groos, María Lucía
spellingShingle Carballo, Ignacio
Groos, María Lucía
Financial Inclusion and housing deficit in popular neighborhoods in Argentina
author_facet Carballo, Ignacio
Groos, María Lucía
author_sort Carballo, Ignacio
title Financial Inclusion and housing deficit in popular neighborhoods in Argentina
title_short Financial Inclusion and housing deficit in popular neighborhoods in Argentina
title_full Financial Inclusion and housing deficit in popular neighborhoods in Argentina
title_fullStr Financial Inclusion and housing deficit in popular neighborhoods in Argentina
title_full_unstemmed Financial Inclusion and housing deficit in popular neighborhoods in Argentina
title_sort financial inclusion and housing deficit in popular neighborhoods in argentina
publisher IDEHESI
publishDate 2021
url https://ojs.econ.uba.ar/index.php/revistaCICLOS/article/view/2212
http://repositoriouba.sisbi.uba.ar/gsdl/cgi-bin/library.cgi?a=d&c=ciclos&d=2212_oai
work_keys_str_mv AT carballoignacio financialinclusionandhousingdeficitinpopularneighborhoodsinargentina
AT groosmarialucia financialinclusionandhousingdeficitinpopularneighborhoodsinargentina
AT carballoignacio inclusionfinancieraydeficithabitacionalenbarriospopularesdeargentina
AT groosmarialucia inclusionfinancieraydeficithabitacionalenbarriospopularesdeargentina
_version_ 1766021278053957632

Ejemplares similares