Socio-urban integration and commodification processes in informal settlements. The case of the Padre Carlos Mugica neighborhood (City of Buenos Aires)

The financialization and commercialization of housing configures a type of housing policy in which the state is in charge of facilitating the access to private property, through Mortgage loans. This is observed in various government social housing programs in latin america. This article inquires abo...

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Autores principales: Cravino, María Cristina, Ons, Melina
Formato: Artículo revista
Lenguaje:Español
Publicado: Centro Universitario Regional Zona Atlántica - Universidad Nacional del Comahue - Argentin 2023
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Acceso en línea:https://revele.uncoma.edu.ar/index.php/Sociales/article/view/4612
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Sumario:The financialization and commercialization of housing configures a type of housing policy in which the state is in charge of facilitating the access to private property, through Mortgage loans. This is observed in various government social housing programs in latin america. This article inquires about the securitization of social interest housing built within the framework of the redevelopment program of an informal settlement in the city of buenos aires, the barrio padre carlos mugica. Said program, started in 2016, promoted the financialization of access to housing granted during the relocation process of a part of the population of the neighborhood and securitized through mortgage loans, granted by the state. The study focuses on analyzing the tensions that exists between the socio-urban integration objectives of the program the commodification of social housing and the indebtedness of the low-income beneficiary population. The research concludes that financialized access to property titles of housing units, arranged by the program, constitutes a novelty in this type of policy in argentina and generates disputes between the inhabitants and the local authorities. The aforementioned tensions are exacerbated due to the location of the settlement in an area highly valued by the real estate market.