What determines the access to credit by SMEs in Argentina?

This work discusses the determinants of the access to credit for a sample of about 140 Argentine small and medium firms, based on a unique database gathered by the Union Industrial Argentina in 1999. Among other findings, the evidence shows that the acceptance of overdraft lines at high interest rat...

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Detalles Bibliográficos
Autor principal: Bebczuk, Ricardo Néstor
Formato: Articulo Documento de trabajo
Lenguaje:Inglés
Publicado: 2004
Materias:
Ciencias Económicas
Argentina
Crédito bancario
Bancos
Empresas
Economía
Acceso en línea:http://sedici.unlp.edu.ar/handle/10915/3532
http://www.depeco.econo.unlp.edu.ar/doctrab/doc48.pdf
Aporte de:
SEDICI (UNLP) de Universidad Nacional de La Plata
id I19-R120-10915-3532
record_format dspace
institution Universidad Nacional de La Plata
institution_str I-19
repository_str R-120
collection SEDICI (UNLP)
language Inglés
topic Ciencias Económicas
Argentina
Crédito bancario
Bancos
Empresas
Economía
spellingShingle Ciencias Económicas
Argentina
Crédito bancario
Bancos
Empresas
Economía
Bebczuk, Ricardo Néstor
What determines the access to credit by SMEs in Argentina?
topic_facet Ciencias Económicas
Argentina
Crédito bancario
Bancos
Empresas
Economía
description This work discusses the determinants of the access to credit for a sample of about 140 Argentine small and medium firms, based on a unique database gathered by the Union Industrial Argentina in 1999. Among other findings, the evidence shows that the acceptance of overdraft lines at high interest rates and very short maturity is an important factor regarding the probability of getting a bank loan, while the availability of collateral does not seem to affect such probability. All in all, the results appear to be consistent with a risk taking behavior by banks in their loan policy toward this set of firms, an observation seemingly at odds with the conservative strategy that presumably banks follow.
format Articulo
Documento de trabajo
author Bebczuk, Ricardo Néstor
author_facet Bebczuk, Ricardo Néstor
author_sort Bebczuk, Ricardo Néstor
title What determines the access to credit by SMEs in Argentina?
title_short What determines the access to credit by SMEs in Argentina?
title_full What determines the access to credit by SMEs in Argentina?
title_fullStr What determines the access to credit by SMEs in Argentina?
title_full_unstemmed What determines the access to credit by SMEs in Argentina?
title_sort what determines the access to credit by smes in argentina?
publishDate 2004
url http://sedici.unlp.edu.ar/handle/10915/3532
http://www.depeco.econo.unlp.edu.ar/doctrab/doc48.pdf
work_keys_str_mv AT bebczukricardonestor whatdeterminestheaccesstocreditbysmesinargentina
bdutipo_str Repositorios
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