Financing Homes. The Reciprocal Credit Companies and the policies of the Banco Hipotecario Nacional, 1936-1955

In Argentina, housing policy is identified with the roll played by Banco Hipotecario Nacional (BHN) and with the policies promoted by the Peronist’s government. However, before the state intervention, there had been a low interest rate financing for housing construction, known as building associatio...

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Autor principal: Gómez, Juan Lucas
Formato: Artículo revista
Lenguaje:Español
Publicado: Centro de Estudios Históricos “Prof. Carlos S. A. Segreti” 2012
Materias:
banca
crédito
viviendas
empresas
bank
credit
housing
companies
Acceso en línea:https://revistas.unc.edu.ar/index.php/refa/article/view/34067
Aporte de:
Revista Electrónica de Fuentes y Archivos de Universidad Nacional de Córdoba
id I10-R285-article-34067
record_format ojs
spelling I10-R285-article-340672025-12-09T20:59:52Z Financing Homes. The Reciprocal Credit Companies and the policies of the Banco Hipotecario Nacional, 1936-1955 Financiando hogares. Las Compañías de Crédito Recíproco ante las políticas del Banco Hipotecario Nacional, 1936-1955 Gómez, Juan Lucas banca crédito viviendas empresas bank credit housing companies In Argentina, housing policy is identified with the roll played by Banco Hipotecario Nacional (BHN) and with the policies promoted by the Peronist’s government. However, before the state intervention, there had been a low interest rate financing for housing construction, known as building association, that had been carried on by different private companies since 1935. The present paper is about the experience of those companies who used that kind of financing and its relationship to the BHN’s policies and operative. The building association was developed by private sector until 1949, because at that time his client portfolio was transferred to BHN by order of the Central Bank. Afterward, some firms continued operating with the BHN as construction companies in a context of increasing activity. En Argentina, la política de vivienda se identifica con el rol desempeñado por el Banco Hipotecario Nacional (BHN) y especialmente con las políticas promovidas durante el peronismo. Sin embargo, previamente a la intervención estatal, compañías privadas utilizaron un tipo de financiamiento hipotecario a bajo interés conocido como crédito recíproco desde 1935. Este trabajo se ocupa de las empresas que utilizaron ese tipo de financiamiento y su relación con las políticas y operatoria del BHN. La modalidad del crédito recíproco se desarrolló en el sector privado hasta 1949, cuando su cartera de clientes fue transferida al BHN por disposición del Banco Central. Desde entonces algunas de las empresas del sector continuaron operando con el BHN como compañías constructoras, en un contexto de expansión de la actividad. Centro de Estudios Históricos “Prof. Carlos S. A. Segreti” 2012-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Dossier application/pdf https://revistas.unc.edu.ar/index.php/refa/article/view/34067 10.70629/1853.4503.v.n3.34067 Revista Electrónica de Fuentes y Archivos; Núm. 3 (2012); 74-94 1853-4503 spa https://revistas.unc.edu.ar/index.php/refa/article/view/34067/34531 Derechos de autor 2012 Juan Lucas Gómez https://creativecommons.org/licenses/by-nc-sa/4.0
institution Universidad Nacional de Córdoba
institution_str I-10
repository_str R-285
container_title_str Revista Electrónica de Fuentes y Archivos
language Español
format Artículo revista
topic banca
crédito
viviendas
empresas
bank
credit
housing
companies
spellingShingle banca
crédito
viviendas
empresas
bank
credit
housing
companies
Gómez, Juan Lucas
Financing Homes. The Reciprocal Credit Companies and the policies of the Banco Hipotecario Nacional, 1936-1955
topic_facet banca
crédito
viviendas
empresas
bank
credit
housing
companies
author Gómez, Juan Lucas
author_facet Gómez, Juan Lucas
author_sort Gómez, Juan Lucas
title Financing Homes. The Reciprocal Credit Companies and the policies of the Banco Hipotecario Nacional, 1936-1955
title_short Financing Homes. The Reciprocal Credit Companies and the policies of the Banco Hipotecario Nacional, 1936-1955
title_full Financing Homes. The Reciprocal Credit Companies and the policies of the Banco Hipotecario Nacional, 1936-1955
title_fullStr Financing Homes. The Reciprocal Credit Companies and the policies of the Banco Hipotecario Nacional, 1936-1955
title_full_unstemmed Financing Homes. The Reciprocal Credit Companies and the policies of the Banco Hipotecario Nacional, 1936-1955
title_sort financing homes. the reciprocal credit companies and the policies of the banco hipotecario nacional, 1936-1955
description In Argentina, housing policy is identified with the roll played by Banco Hipotecario Nacional (BHN) and with the policies promoted by the Peronist’s government. However, before the state intervention, there had been a low interest rate financing for housing construction, known as building association, that had been carried on by different private companies since 1935. The present paper is about the experience of those companies who used that kind of financing and its relationship to the BHN’s policies and operative. The building association was developed by private sector until 1949, because at that time his client portfolio was transferred to BHN by order of the Central Bank. Afterward, some firms continued operating with the BHN as construction companies in a context of increasing activity.
publisher Centro de Estudios Históricos “Prof. Carlos S. A. Segreti”
publishDate 2012
url https://revistas.unc.edu.ar/index.php/refa/article/view/34067
work_keys_str_mv AT gomezjuanlucas financinghomesthereciprocalcreditcompaniesandthepoliciesofthebancohipotecarionacional19361955
AT gomezjuanlucas financiandohogareslascompaniasdecreditoreciprocoantelaspoliticasdelbancohipotecarionacional19361955
first_indexed 2024-09-03T22:40:38Z
last_indexed 2025-12-27T05:21:21Z
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