Risk aversion and debt maturity structure

We study the relationship of risk aversion and debt maturity structure. In a model in which adverse selection in financial markets creates a role for the use of short-term debt, we allow the possibility of borrowers being risk-averse. This creates a trade-off between reduced expected financing costs...

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Detalles Bibliográficos
Autores principales: Blanca Cecilia García, Jorge Fernández Ruiz
Formato: Artículo científico
Publicado: Centro de Investigación y Docencia Económicas, A.C. 2003
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Acceso en línea:http://www.redalyc.org/articulo.oa?id=32312204
http://biblioteca.clacso.edu.ar/gsdl/cgi-bin/library.cgi?a=d&c=mx/mx-010&d=32312204oai
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Sumario:We study the relationship of risk aversion and debt maturity structure. In a model in which adverse selection in financial markets creates a role for the use of short-term debt, we allow the possibility of borrowers being risk-averse. This creates a trade-off between reduced expected financing costs and higher risk and allows for the study of the effect of risk aversion on optimal maturity structure. We prove that, as risk aversion increases, so does the percentage of debt that is long-term.