Preliminary analysis of the sustainability of revolving credit funds for entrepreneurs and micro-entrepreneurs in the southwest of Buenos Aires
The main objective of this work is to carry out a first analysis of the performance of the revolving credit fund program for entrepreneurs in the southwestern region of Buenos Aires, between 2015 and 2019. In search of this, an institutional analysis of the funds is carried out, various hypotheses a...
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| Formato: | Artículo revista |
| Lenguaje: | Español |
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Asociación Civil Red Pymes
2023
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| Acceso en línea: | https://revistas.unc.edu.ar/index.php/pid/article/view/40684 |
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I10-R350-article-406842025-12-11T18:46:58Z Preliminary analysis of the sustainability of revolving credit funds for entrepreneurs and micro-entrepreneurs in the southwest of Buenos Aires Análisis preliminar de la sustentabilidad de los fondos rotatorios de créditos para emprendedores y microemprendedores en el sudoeste bonaerense Fibiger, Branco Nahuel Tesan, Claudio Scherger, Valeria Paola Regional economies Credits Entrepreneurs Government Economías regionales Créditos Emprendedores Gobierno The main objective of this work is to carry out a first analysis of the performance of the revolving credit fund program for entrepreneurs in the southwestern region of Buenos Aires, between 2015 and 2019. In search of this, an institutional analysis of the funds is carried out, various hypotheses are suggested and descriptive statistics are use in addition to a probit-type econometric model, seeking to verify or not them.For this, two databases were created. One based on interviews with the different secretaries of production of the municipalities that participate in the program, in order to know the framework of action of the program, its scope, its limitations, among other parameters that consolidate the identity of the program. The second databases contain 497 credit operations, detailing amounts, interest rates, execution modality, among other determinants.The revolving funds program is an experience with great potential for the development of regional economies, which, when well executed, can be consolidated as a big push for local productive activities. El presente trabajo tiene por objetivo central realizar un primer análisis acerca del desempeño del programa de fondos rotatorios de créditos destinado a emprendedores de la región del sudoeste bonaerense, entre los años 2015 y 2019. En busca de ello se realiza un análisis institucional de los fondos, se plantean diversas hipótesis y se utiliza la estadística descriptiva en complemento con un modelo econométrico de tipo probit, en busca de verificar o no a las mismas.Para esto se conformaron dos bases de datos. Una a partir de entrevistas con los distintos secretarios de producción de los municipios que participan, a fin de conocer el marco de acción del programa, sus alcances, sus limitaciones, entre otros parámetros que consolidad la identidad del programa. La segunda contiene 497 operaciones de crédito, donde se detallan montos, tasas de interés, modalidad de ejecución, entre otros determinantes.El programa de fondos rotatorios resulta una experiencia con un gran potencial de desarrollo de economías regionales, que bien ejecutado puede consolidarse como un big push de actividades productivas locales. Asociación Civil Red Pymes 2023-03-16 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf https://revistas.unc.edu.ar/index.php/pid/article/view/40684 10.70453/2344.9195.v10.n3.40684 Pymes, Innovación y Desarrollo; Vol. 10 Núm. 3 (2022): Revista Pymes, Innovación y Desarrollo; 50-83 2344-9195 10.70453/2344.9195.v10.n3 spa https://revistas.unc.edu.ar/index.php/pid/article/view/40684/40814 https://creativecommons.org/licenses/by/4.0 |
| institution |
Universidad Nacional de Córdoba |
| institution_str |
I-10 |
| repository_str |
R-350 |
| container_title_str |
Pymes, Innovación y Desarrollo |
| language |
Español |
| format |
Artículo revista |
| topic |
Regional economies Credits Entrepreneurs Government Economías regionales Créditos Emprendedores Gobierno |
| spellingShingle |
Regional economies Credits Entrepreneurs Government Economías regionales Créditos Emprendedores Gobierno Fibiger, Branco Nahuel Tesan, Claudio Scherger, Valeria Paola Preliminary analysis of the sustainability of revolving credit funds for entrepreneurs and micro-entrepreneurs in the southwest of Buenos Aires |
| topic_facet |
Regional economies Credits Entrepreneurs Government Economías regionales Créditos Emprendedores Gobierno |
| author |
Fibiger, Branco Nahuel Tesan, Claudio Scherger, Valeria Paola |
| author_facet |
Fibiger, Branco Nahuel Tesan, Claudio Scherger, Valeria Paola |
| author_sort |
Fibiger, Branco Nahuel |
| title |
Preliminary analysis of the sustainability of revolving credit funds for entrepreneurs and micro-entrepreneurs in the southwest of Buenos Aires |
| title_short |
Preliminary analysis of the sustainability of revolving credit funds for entrepreneurs and micro-entrepreneurs in the southwest of Buenos Aires |
| title_full |
Preliminary analysis of the sustainability of revolving credit funds for entrepreneurs and micro-entrepreneurs in the southwest of Buenos Aires |
| title_fullStr |
Preliminary analysis of the sustainability of revolving credit funds for entrepreneurs and micro-entrepreneurs in the southwest of Buenos Aires |
| title_full_unstemmed |
Preliminary analysis of the sustainability of revolving credit funds for entrepreneurs and micro-entrepreneurs in the southwest of Buenos Aires |
| title_sort |
preliminary analysis of the sustainability of revolving credit funds for entrepreneurs and micro-entrepreneurs in the southwest of buenos aires |
| description |
The main objective of this work is to carry out a first analysis of the performance of the revolving credit fund program for entrepreneurs in the southwestern region of Buenos Aires, between 2015 and 2019. In search of this, an institutional analysis of the funds is carried out, various hypotheses are suggested and descriptive statistics are use in addition to a probit-type econometric model, seeking to verify or not them.For this, two databases were created. One based on interviews with the different secretaries of production of the municipalities that participate in the program, in order to know the framework of action of the program, its scope, its limitations, among other parameters that consolidate the identity of the program. The second databases contain 497 credit operations, detailing amounts, interest rates, execution modality, among other determinants.The revolving funds program is an experience with great potential for the development of regional economies, which, when well executed, can be consolidated as a big push for local productive activities. |
| publisher |
Asociación Civil Red Pymes |
| publishDate |
2023 |
| url |
https://revistas.unc.edu.ar/index.php/pid/article/view/40684 |
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2024-09-03T21:42:59Z |
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